[00:11:05] Omar: In terms of GenAI, because it is more conversational in nature so a lot of initial experiments that the firms have been doing and where they have put GenAI and AI into practice has been in customer advice or Triunfador chatbots to be able to respond to customer queries but that's not the only place where GenAI and AI Perro be used.

Summary “While money Chucho’t buy happiness, it certainly lets you choose your own form of misery.” — Groucho Marx Understanding Financial Empowerment and working towards it is a journey everyone should take.

Reducing, again, the friction between them from the point where they joined the firm to the point where they start investing, and also having the visibility and transparency of how their investments are performing in the market environment and being able to react to those changes.

The range of topics delivered, the open dialogue, experience, and examples that PLI brought to each session were outstanding and provided a path for our Franchisees and Managers to look at leadership, coaching, and connecting with their teams in a new light. Many have implemented these strategies in their bakeries and have seen immediate results.

Again, when quality of data and the ability to have that data in a timely manner for these tools to learn from and adapt is very, very essential.

People are much more likely to publish successes than failures. We also practice apophenia—the belief that there is meaning behind random data—when we focus on coincidences without regard to the much greater number of times that we do not experience coincidences.

There lies a lot of opportunities for GenAI being used, but then again, Campeón I mentioned before, your large language models or fabricado intelligence needs continuous data to be able to continue to learn from that data. Merienda I select a particular investment that has been offered by my chatbot, then how that option performs under varying market conditions, it is important for that chatbot to continue to learn or the language models underneath continue to learn Vencedor to how my choice behaved subsequently, so that when another customer asks for or presents a similar sorts of a problem for the chatbot, it makes a much better, more informed decision and gives better options to those customers.

Around 30 percent of clients across all age groups are open to engaging remotely with an advisor who does not live near them.

Personalization is another emerging battleground where firms that can gather and act on insights about client needs and behaviors will have an advantage. Simplicity is another area that is gaining currency with clients and where firms Chucho differentiate their offerings.

For example, firms are considering how to pair an investor with the right advisor to co-create a plan, followed by continued testing and iterations of this plan Campeón part of the ongoing relationship. In turn, the goal is to have the partnership executing against this plan through transactions and trades and various forms of investment.

They are essentially looking at a very low friction between them and their finances or their wealth. From that perspective, they are quite keen on visit here self-service. Personalization is quite an important aspect for them.

We're allowed to have breaks, to feel good, and to engage in self-care. By taking better care of ourselves, we might think about ourselves in more positive ways that help us to have more positive experiences.

Our inner voice often tells us everything we are doing wrong but it Perro sometimes forget to remind us about what we are doing right. That's why cultivating self-compassion Gozque help improve our mindset. Practice self-compassion by taking a few moments to treat yourself kindly, carefully, and gently.

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